Have you ever wondered what it means to “invest”? Maybe you’ve heard adults talk about the stock market, mutual funds, or crypto, and thought, That sounds confusing. Don’t worry — you’re not alone!
At Enact, our mission is to make financial literacy fun, understandable, and most importantly — actionable for kids and teens. One of the best ways to learn about money is by doing, and that’s where investment platforms come in. But not just any platforms — the ones made just for you.
Here’s a list of the best investment platforms for kids who want to start their financial journey:
🧠 1. BusyKid – Learn by Earning and Investing
Best for ages: 6–16
Why we like it:
BusyKid is like a digital chore chart that lets you earn real allowance money. But here’s the cool part: instead of just spending it, you can invest it in actual stocks — even companies you know, like Nike or Apple! It’s an easy way to understand how investing works using money you’ve earned yourself.
Bonus: You get to learn how to split money between saving, spending, and giving — perfect for developing lifelong money habits.
📈 2. Stockpile – Buy Fractional Shares of Real Stocks
Best for ages: 10+ (with a parent or guardian)
Why we like it:
Stockpile makes investing super simple. It lets you buy “fractional shares,” which means if a stock costs $200, you can invest just $5 or $10 to get started. It also offers gift cards for stocks — imagine getting a $25 Tesla stock card for your birthday!
Great for: Learning about brand-name companies, understanding price changes, and watching your investments grow (or shrink!) over time.
📊 3. Fidelity® Youth Account – A Real Brokerage for Teens
Best for ages: 13–17
Why we like it:
Fidelity is a big name in the financial world, and their Youth Account is one of the first real brokerage accounts built just for teens. You can trade stocks, ETFs, and learn about more advanced topics, but in a safe, supervised environment with your parent or guardian.
Teens get: A debit card, financial education tools, and investing access — all in one place.
🎮 4. PiggyVest (or Virtual Simulators like HowTheMarketWorks) – Practice Without Risk
Best for ages: 10+
Why we like it:
Not ready to invest real money yet? No problem! Platforms like PiggyVest or HowTheMarketWorks let you simulate investing with “fake” money — but real-time stock market data. It’s a great way to practice, make mistakes, and learn from them without risking a dime.
Tip: Use this before jumping into real investing!
🔐 5. Greenlight Max – Spend, Save, and Invest — All in One
Best for ages: 8–18
Why we like it:
Greenlight isn’t just about investing — it’s a whole money management tool. With Greenlight Max, you can learn to budget, earn cash back, and even invest with parent approval. Everything is designed with safety in mind, so you can build good habits early.
Parents love it too: Because they can set limits, track activity, and guide you through money decisions.
💬 Final Thoughts from Enact
Investing can feel like a big, grown-up word — but it doesn’t have to be. With the right tools, guidance, and mindset, you can start learning about how money grows at any age.
Here at Enact, we believe every kid deserves the tools to build a strong financial future. These platforms are just one way to start. Pair them with curiosity, smart choices, and the willingness to learn — and you’re on your way to becoming financially fearless.